https://brickcrunch.com/guides UK property and money guides from BrickCrunch — strategies, worked examples and the calculators that run the numbers. en-gb Thu, 16 Jul 2026 09:00:00 +0000 https://brickcrunch.com/guides/what-section-24-actually-costs https://brickcrunch.com/guides/what-section-24-actually-costs Thu, 16 Jul 2026 09:00:00 +0000 The mortgage interest tax change explained with real 2026/27 numbers: why a £6,000 cash profit can leave you £2,400, and what actually moves the dial. https://brickcrunch.com/guides/brr-in-2026 https://brickcrunch.com/guides/brr-in-2026 Thu, 16 Jul 2026 09:00:00 +0000 A worked buy-refurbish-refinance deal at today's bridging and BTL rates — cash in, cash out, money left in — and the three levers that separate a marginal deal from a good one. https://brickcrunch.com/guides/isa-vs-buy-to-let-50k https://brickcrunch.com/guides/isa-vs-buy-to-let-50k Thu, 16 Jul 2026 09:00:00 +0000 Same £50,000, ten years, higher-rate taxpayer. A stocks & shares ISA vs a leveraged rental, using 2026/27 tax rules — and why the answer isn't what landlords expect. https://brickcrunch.com/guides/uk-buy-to-let-strategy https://brickcrunch.com/guides/uk-buy-to-let-strategy Fri, 26 Jun 2026 09:00:00 +0000 Why the old buy-to-let playbook is broken in the UK - and the three deliberate changes (buying below value, social housing leases, HMO conversion) that still make it pay. https://brickcrunch.com/guides/uk-brrr-strategy https://brickcrunch.com/guides/uk-brrr-strategy Fri, 26 Jun 2026 09:00:00 +0000 How buy-refurbish-refinance lets UK investors build a portfolio from one pot of money - the four steps, the money-left-in number that makes or breaks it, and the risks. https://brickcrunch.com/guides/uk-lease-option-strategy https://brickcrunch.com/guides/uk-lease-option-strategy Fri, 26 Jun 2026 09:00:00 +0000 How UK lease options work - the lease, the option and the option fee - why investors use them for low-capital control, and the legal cautions that matter. https://brickcrunch.com/guides/uk-social-housing-strategy https://brickcrunch.com/guides/uk-social-housing-strategy Fri, 26 Jun 2026 09:00:00 +0000 Leasing your property to a council or registered provider - long leases, provider-backed rent and minimal voids - and the trade-offs against open-market letting. https://brickcrunch.com/guides/uk-rent-to-rent-strategy https://brickcrunch.com/guides/uk-rent-to-rent-strategy Fri, 26 Jun 2026 09:00:00 +0000 Leasing a property and subletting it room-by-room or as serviced accommodation for the margin - low capital to start, but real obligations and the need to do it properly. https://brickcrunch.com/guides/uk-commercial-to-residential-strategy https://brickcrunch.com/guides/uk-commercial-to-residential-strategy Fri, 26 Jun 2026 09:00:00 +0000 Turning offices, shops and commercial units into homes - where the value uplift comes from, how permitted development can help, and what to check before you buy. https://brickcrunch.com/guides/uk-below-market-value-strategy https://brickcrunch.com/guides/uk-below-market-value-strategy Fri, 26 Jun 2026 09:00:00 +0000 What genuine below-market-value buying means, where real discounts come from, how to verify true value, and the traps and sourcing scams to avoid. https://brickcrunch.com/guides/does-a-refurb-deal-stack https://brickcrunch.com/guides/does-a-refurb-deal-stack Thu, 25 Jun 2026 09:00:00 +0000 A simple, repeatable way to appraise a UK refurbishment deal before you offer — value, costs, finance and exit in one pass. https://brickcrunch.com/guides/the-70-percent-rule https://brickcrunch.com/guides/the-70-percent-rule Thu, 25 Jun 2026 09:00:00 +0000 What the 70% rule is, how to apply it to UK refurb deals, and where it falls short as a quick filter. https://brickcrunch.com/guides/brrr-vs-flip https://brickcrunch.com/guides/brrr-vs-flip Thu, 25 Jun 2026 09:00:00 +0000 The trade-offs between refinancing and holding (BRRR) versus selling for profit (flip) on a UK refurbishment. https://brickcrunch.com/guides/schedule-of-works-for-lenders https://brickcrunch.com/guides/schedule-of-works-for-lenders Thu, 25 Jun 2026 09:00:00 +0000 How to put together a refurbishment schedule of works that a bridging or development lender will actually accept.