Terms of Service & Financial Disclaimer

Please read these terms carefully before using BrickCrunch (brickcrunch.com). By accessing or using our website and calculators, you agree to be bound by these terms.

Last updated: 11 August 2026.

1. Informational & Educational Purpose Only

All tools, calculators, guides, articles, and figures published on BrickCrunch are provided for general educational and informational purposes only. None of the content on this website constitutes financial advice, regulated mortgage advice, tax advice, legal advice, or professional property investment recommendations.

UK property taxation (such as Section 24 mortgage interest relief, Stamp Duty Land Tax surcharges, Capital Gains Tax, and HMO licensing rules) depends on individual circumstances and is subject to frequent statutory changes. Always consult a qualified chartered accountant, independent financial adviser (IFA), solicitor, or mortgage broker registered with the Financial Conduct Authority (FCA) before making any financial or property commitments.

2. Accuracy of Calculations & Rate Figures

We take great care to verify UK tax rates, Stamp Duty thresholds, and mortgage stress test parameters against official government sources (gov.uk and HMRC) as of 21 June 2026 (2026/27 tax year). However, calculations are based on mathematical models and simplified assumptions.

BrickCrunch does not warrant or guarantee that any calculation, estimate, yield projection, or tax breakdown is completely accurate, error-free, or applicable to your specific transaction. We accept no liability for any financial loss, tax assessment, or decision made in reliance on our tools.

3. Intellectual Property

The custom mathematical models, interactive tools, original content, design, logo, and code on BrickCrunch are the intellectual property of Boum Ltd and protected by UK copyright laws. You may use our calculators for personal or internal business deal analysis, but you may not scrape, frame, redistribute, or re-publish our tools or articles without prior written permission.

4. External Links

Our guides and tools may contain links to third-party websites, including official government portals (gov.uk, Land Registry, HMRC) and educational resources. We are not responsible for the content, privacy policies, or practices of external sites.

5. Advertising & Third-Party Services

BrickCrunch is supported by advertising and may display Google AdSense advertisements. Adverts are served by third-party ad networks and do not constitute an endorsement by BrickCrunch of any advertised financial product or service.

6. Contact & Business Information

BrickCrunch is operated by Boum Ltd, a company registered in England & Wales. If you have questions regarding these terms, please contact us via our Contact Page or email hello@brickcrunch.com.